Where most people actually are
Not in trouble. Just unclear.
The things worth being clear on
Most people arrive about one of these and leave having dealt with two or three.
Mortgages
Buying your first home, moving, or switching to a better rate.
Mortgages →Pensions
What you have, what it is invested in, what it costs and where it is heading.
Pensions →An old pension
From a job you left. Still your money, and we will trace it.
Start the search →Retirement
The lump sum, the tax on it, and turning a fund into an income.
Retirement →Life and income cover
Insuring the income that pays for everything else.
Protection →Savings and investments
Money that is not going into a pension, and what it gets taxed at.
Investments →Inheritance
What your family would owe, and what can be done in advance.
Inheritance →First-time buyers
Approval in principle, Help to Buy and what the deposit needs to be.
First-time buyers →All the calculators
Free, with no sign-up to see an answer.
Calculators →Three steps, and no pressure at any of them
The first meeting is half an hour and costs nothing. You leave with a written summary either way.
We find out where you stand
Half an hour, no charge. What you have, what your situation looks like, what you want. Mostly us listening and asking questions.
You get it in writing
Your position and our recommendations, with the reasoning, the charges and the alternatives we considered. Yours to keep either way.
We review it, properly
At least once a year. If nothing needs doing, we will tell you that plainly.
See the whole picture written down.
Bring whatever paperwork you can find, or none at all. We will get the values, tell you what everything costs and where it is heading.
Book a first meetingPick a date and time that suits you.
No sales pitch, just a conversation about what you already have, what it is heading for and whether we can improve it. You will get a written summary either way.
